A calling card for the finance chief who counts concession dates

Stefan's name runs across the top in spaced capitals, centred above his title and the page links. The card itself sits on a surface a shade lighter than the green-black ground, with a solid moss-grey block offset behind it. His portrait fills the left panel, captioned with his role. On the right, after the small 'An introduction' label, DM Serif Display sets 'Financing lifts by their renewal date', then a short sage rule, then his sentence about cableways earning in good winters and being renewed on a concession date. On a phone the order flips, so the words come first and the photograph follows.

Under the card, a wide quotation headed 'My approach' carries his point that a lift, a hotel boiler and a car-park deck all reach a renewal day that rarely follows a good season. A narrow column beside it, 'At the intersection of', lists five practices from concession planning to shareholder benefits on ski passes. Then come three figures: CHF 118.4m of revenue split by business line, 23 lifts and railways, and net debt at 4.3 times EBITDA set against a 5.25 covenant. A committee member sees the scale and the constraint before any story begins.

The three decisions appear as single lines with sage numerals 01 to 03: fixing CHF 85 million of debt while rates were rising, closing the Schattenegg sector, and suspending the dividend to replace heating oil. Each opens in place to the full account in sage-grey text. Because Stefan names the cost each time, from close to CHF 1 million a year of interest to a municipality's vote against the board's discharge, the folded titles have to promise exactly what the opened text delivers. The Impact page repeats all three as continuous reading.

After the cases, his thesis sits centred in large type, followed by three paragraphs of introduction and three proof points side by side. His current focus, the funicular whose concession runs to 2031, precedes the conversations he welcomes. A band titled 'Trusted with consequential decisions.' then shows his subsidiary chair and his two qualifications, with his board chair's endorsement beneath. The last section inverts the palette: a bone-white panel with dark text restates his wish for one non-executive seat at about twenty-two days a year.

Career opens on a bone-white header carrying his name, role and the heading 'Six appointments in transport and property finance'. Six cards on the slate surface follow, from audit work in Lucerne in 1997 to the present role, each listing ownership, scale, reporting line, team and financial scope before the mandate, outcomes and his account of the decisions. A search partner can compare a pension-fund-owned car-park company with a cantonal railway at a glance. Board Readiness frames his contribution beside his committee table and his twenty-two days, then gives exposure, judgement, first year, conflicts and governance learning in one narrower column.

Graphite is a near-black with a green cast, pale bone text, a sage-grey secondary tone and a pale celadon accent. It reads as engineered and quiet, closer to a technical drawing than a brochure, which fits an audience used to replacement schedules and covenant certificates. DM Serif Display gives headings and figures a measured weight; Manrope keeps labels, tables and long career facts clear at small sizes. The same design would serve a utility's treasurer, an airport or port finance director, a hydropower company's controller or the finance head of a housing association with ageing stock.