Leadership & perspective

Chief Financial Officer · India

2026-05-06 edition

Sanjay Tezqevmi

I make the cash consequences of a retail decision visible before a purchase price, allocated expense or future recovery assumption is allowed to stand for the whole financial choice.

Section · Media room

Brief financial accounts with the decision boundaries still visible

Zhevqomi Finance Review

Invented publication; demonstration reference

The restoration work changed the cost account behind a purchased furniture lot

A 240-table lot cost ₹48 lakh to acquire, with ₹22 lakh restoration and ₹8 lakh freight producing ₹78 lakh specified cost against a ₹60 lakh budget. This fictional reference retains Sanjay's endorsement and the ₹18 lakh overrun. It distinguishes ₹20,000 purchase cost from ₹32,500 specified unit cost, without treating either as retail profit, a universal accounting rule or evidence of product acceptance.

Zhevqomi Finance Review

Invented publication; demonstration reference

The closure scenario could not inherit every rupee allocated to the warehouse

Annual allocated expense of ₹1.32 crore differed from ₹54 lakh first-year avoidable cost. After ₹18 lakh transition expense, the scenario indicated ₹36 lakh potential before further service effects. The invented account retains the CEO's deferral pending assessment. It does not claim an approved closure, achieved saving or financial benefit equal to the difference between the reporting allocation and the revised scenario.

Zhevqomi Finance Review

Invented publication; demonstration reference

A fixed future payment faced a recovery assumption that remained uncertain

A proposed ₹9,000 buyback for 1,000 eligible items produced ₹90 lakh outflow in an all-return scenario, against assumed ₹60 lakh gross resale before further costs. The fictional board rejected the fixed promise and funded ₹24 lakh assessment of condition-based quotations. The account claims no forecast participation rate, present-value result, realised loss or completed universal service from that funding decision.

Zhevqomi Finance Review

Invented publication; demonstration reference

The early-payment comparison retained the cost of taking the discount

A 2% discount on ₹1 crore offered ₹2 lakh gross, while aligned quoted funding and processing costs of ₹1.4 lakh and ₹0.3 lakh left ₹0.3 lakh modelled advantage. This demonstration reference preserves the transaction scope and liquidity review. It does not infer an annual rate, present current market terms or turn the scenario into a universal recommendation or realised benefit.

Zhevqomi Finance Review

Invented publication; demonstration reference

Employee share liquidity and company cash remained separate decisions

Employee holders proposed ₹4.2 crore of company-funded liquidity. Sanjay disclosed his 0.8% holding before the fictional board declined funding and allocated ₹12 lakh to qualified feasibility review of a voluntary private owner-to-owner window. The account promises no buyer, price, settlement or completed transfer. It records a choice and review cost, not a public offering, legal conclusion or achieved saving of the unfunded amount.

Media biography

Sanjay Tezqevmi is an invented Indian CFO whose forty-one-year career began in household-goods cost accounting. Based in Gwalior, he leads twenty-three finance colleagues at Zhequrvi Renewed Furniture, a fictional 280-person retailer with six showrooms, online sales and workshops in Gwalior and Jhansi. Annual finance-function expense is ₹3.9 crore. He reports to CEO Ira Nevqelmi, while Vikram Deqzuri retains operating assessment and acceptance. His cases examine specified restoration costs, avoidable cash, uncertain recoveries, early-payment economics and the source of owner liquidity. He holds 0.8% within employee ownership and has no statutory directorship. The fictional preparation record includes June 2026 registration and September assessment completion, without claiming automatic appointment eligibility. These invented references demonstrate a finance-leadership profile and are not records of published reporting. A real version would require verified evidence and permissions, preserve specialist authority and distinguish scenarios from realised results before using confidential business, customer or shareholder material publicly.

Biographies

Approved text

Short speaker biography

Sanjay Tezqevmi is a fictional Gwalior-based CFO with forty-one years in household-goods and retail finance. His proposed sessions examine refurbishment costs, avoidable cash and uncertain recoveries behind customer promises. He leads twenty-three finance colleagues at an invented furniture retailer. The cases retain an approval error he owned and provide no actual transaction advice or record of delivered engagements.

Standard speaker biography

Sanjay Tezqevmi is an invented Indian finance executive raised in Panjim and based in Gwalior. He began in cost accounting in 1985, moved through financial management and control, and became CFO of Zhequrvi Renewed Furniture in January 2020. Twenty-three colleagues work through three heads within ₹3.9 crore annual function expense. His cases distinguish purchase price from restoration cost, allocated expense from avoidable cash and fixed promises from assumed recovery. He holds 0.8% within employee ownership and has no statutory seat. Fictional databank registration and assessment are complete. Proposed workshops use invented figures and preserve qualified financial, legal and operating responsibilities rather than claim actual engagements or universal outcomes.

Extended speaker biography

Sanjay Tezqevmi is a fictional Indian CFO based in Gwalior. Raised in Panjim, he completed commerce in May 1985 and entered Veqzermi Household Goods as a junior cost accountant that July. Finance management followed in 1993. He joined Zhequrvi Renewed Furniture as financial controller in September 2003, became finance head in April 2013 and CFO in January 2020. The invented company employs 280 people and sells refurbished household wooden furniture through six showrooms and online, with workshops in Gwalior and Jhansi. Sanjay leads twenty-three finance colleagues through three heads within ₹3.9 crore annual function expense under CEO Ira Nevqelmi. Operations director Vikram Deqzuri retains refurbishment and acceptance authority. His forty-one-year career is illustrated through an owned restoration-budget error, a warehouse cash scenario, a proposed fixed buyback, early-payment economics and employee-liquidity choices. He holds 0.8% within employee ownership and no statutory directorship. Fictional IICA registration in June 2026 and assessment in September are complete, with actual appointment suitability still requiring review. Proposed sessions are invented demonstration material, not actual engagements or advice on a real transaction. A commissioned profile would require verified evidence, permissions and accurate attribution of financial, operating and board responsibility before any business records appeared publicly.

An invitation

Contact

A first outside non-executive contribution after relationship, eligibility and capacity review. I hold 0.8% within employee ownership and no statutory seat. Fictional databank registration and proficiency assessment are complete; twenty-four provisional days remain subject to the actual appointment and employer consent.

Open to
  • Board appointments
  • Advisory roles
  • Speaking invitations

office@sanjaytezqevmi.example