Regional Chief Financial Officer, Credit Technology Services

The mandate

A credit technology and financial services platform operates regulated lending support alongside non-regulated software and service activities. Commercial contracts increasingly cross those entities, while finance views have not kept pace with the different obligations and funding constraints. The Regional CFO will establish clear executive financial ownership without assuming that a group label removes the boundaries protecting each entity's accounts and resources.

The position is permanent, with open-ended employment and an initial eighteen-month agenda covering entity finance architecture, partner economics and reporting governance. The first stage identifies how services, costs and cash move between the businesses. Subsequent work establishes controlled agreements and decision evidence, using qualified legal, tax and regulatory specialists wherever the financial design depends on their interpretation or approval.

The commercial challenge is to understand where value and exposure actually sit. A technology fee may be contractually earned but subject to customer acceptance; a partner arrangement may allocate costs differently from the operational work performed. The executive will reconcile commercial claims, accounting treatment and cash timing so leadership cannot mistake a favourable internal allocation for an improvement in the platform's underlying economics.

The CFO owns regional financial control, consolidated planning and finance team leadership within the approved delegation. Material related-party arrangements, new financing commitments and policy exceptions require the designated governance route. Credit underwriting, compliance certification and lending risk appetite remain with authorised specialist owners. Financial leadership must identify the implications of those decisions without treating its own analytical view as permission to alter regulated responsibilities.

At twelve months, each significant entity interaction should be understandable through approved agreements, reliable records and named control ownership. By eighteen months, partner forecasts should show the conditions under which fees, costs and funding remain viable, with an executive review process that can respond when assumptions change. Continuing CFO accountability maintains those controls as the regional businesses and product relationships develop.

What you will own

• Establish a finance perimeter map identifying entity obligations, service flows and cash restrictions, validating the records behind each boundary before regional management relies on consolidated resource assumptions.
• Decide financial evidence standards for partner economics, reconciling contractual fees, operating effort and collection conditions so proposals can be compared without treating internal transfers as external value creation.
• Build approved inter-entity reporting bridges with specialist legal and tax input, ensuring the financial records reflect authorised arrangements and do not silently substitute accounting allocation for a properly governed agreement.
• Govern regional funding scenarios that distinguish accessible cash from resources reserved for entity obligations, escalating financing choices that depend on transfers not yet authorised or operationally credible.
• Challenge commercial forecasts through acceptance, concentration and delivery evidence, documenting where a partner's proposed growth would increase service cost or collection risk faster than reliable fee income.
• Develop entity finance leaders capable of explaining their own control and commercial perimeter, using joint reviews to improve regional decisions without removing local statutory accountability.
• Present audit and executive committees with a clear record of significant entity interactions, unresolved specialist questions and approved exceptions, enabling oversight of regional financial exposure as the operating model evolves.

Candidate qualifications

• Required experience includes CFO or substantial finance leadership in technology-enabled financial services, an NBFC-related business or a relevant multi-entity platform. Show how you clarified an operating or financial boundary that commercial leadership had treated too casually, and explain the effect on cash, reporting or the approval needed before the arrangement could proceed.
• Strong professional accounting qualification and financial reporting judgement are essential. Evidence should include related-party or shared-service finance, technical reconciliation and coordination with qualified regulatory, legal or tax specialists. Applicants must know how to interpret the financial consequences of a specialist conclusion without presenting broad CFO experience as independent authority to certify compliance.
• Demonstrate strategic finance and partner-economics capability through a personally led case. Identify the contractual conditions, operating costs and collection evidence used, and show where an apparently profitable arrangement changed after those elements were reconciled. Funding or investor work should reflect the entity constraints actually present, not only the attractiveness of a consolidated financial story.
• Successful candidates will have developed finance teams and led difficult executive conversations across commercial and control functions. Describe an exception you escalated, the owner who accepted the consequence and how the decision remained visible in later reporting. The ongoing role requires accountable leadership and disciplined governance alongside the flexibility needed to support evolving technology services.

Application

Applications for this mandate are received in one way only: through the India Board Terminal's application process. It is automated end to end. Your Executive Passport travels to the mandate holder in its confidential form, your answers to the three questions below are read before anything else in your file, and every stage that follows is recorded on your applications page.

There is no address to write to and no intermediary to call. The mandate holder reads what the Terminal delivers and nothing else, which is what keeps the process the same for every applicant and keeps your name out of it until you release it. Applications close on 9 October 2026. Mandate reference CVU-PER-2026-IND-202.