Payment Governance and Fraud Control Advisory Director

The mandate

The adviser will help strengthen payment governance where speed, decentralised request routes and evolving fraud methods place sustained pressure on preventive controls. The standing executive question is how to preserve legitimate payment continuity while making high-risk changes and exceptions difficult to initiate, conceal or normalise. The answer must combine process, behavioural and evidence disciplines.

Three days each week will support a weekly control clinic, targeted review of exception themes and preparation for a monthly executive forum. The adviser will examine beneficiary changes, urgent-payment routes, approval substitutions, rejected transactions, access conflicts and post-payment detection. Individual alerts remain with authorised operational and investigation teams.

Recommendations will be based on control journeys, not isolated checklists. The adviser should show how a request originates, how identity and authority are validated, where data changes, what evidence an approver sees, how release is segregated and what post-event signals reveal. Controls must be proportionate enough to operate under genuine urgency without creating an informal bypass.

The director has no line authority and no transaction, banking, access, investigative or disciplinary authority. The role may challenge, advise and recommend heightened conditions, but management approves control changes and owns case decisions. Confidentiality and need-to-know boundaries are critical; the advisory record must not disclose sensitive detection logic more broadly than necessary.

By month ten, the payment-control council should be using clear exception thresholds, scenario tests and evidenced closure. The adviser will leave a maturity assessment, unresolved exposure map and a set of next decisions, including where management has consciously accepted residual risk rather than allowing it to disappear from reporting.

What you will own

• Map payment journeys from request and beneficiary maintenance through approval, release, rejection, settlement and post-event review.
• Identify routes in which urgency, delegation, manual change or fragmented evidence weakens effective segregation.
• Define executive risk indicators that distinguish blocked attempts, successful exceptions, control bypass and benign operational failure.
• Facilitate scenario tests for compromised instructions, insider collusion, unavailable approvers and high-pressure cut-off events.
• Recommend minimum evidence and secondary confirmation for high-risk changes without designing an unusable universal burden.
• Challenge closure of payment-control issues where operating evidence or ownership remains incomplete.
• Coach the monthly forum to record control choices, residual risk acceptance and time-bound remediation explicitly.
• Provide advice only; all transactions, investigations, access, control approvals and personnel actions remain with management.

Candidate qualifications

• Show senior payment-control or fraud-risk governance experience spanning process, treasury and behavioural failure modes.
• Provide an example where an urgent-payment route became a normal bypass and how governance corrected it without stopping legitimate continuity.
• Demonstrate ability to interpret rejected, blocked and completed payment signals without overstating prevented loss.
• Evidence scenario-led control testing and executive communication that protects sensitive detection details.
• Show influence over treasury, finance, control and security leaders without transaction or investigation authority.
• Describe how residual risk acceptance was made explicit and revisited rather than buried in issue closure.
• Disclose relevant relationships with payment, banking, fraud-control or implementation providers.

Working terms and boundaries

• The retainer covers three days a week, one weekly clinic, one monthly executive review and scheduled document analysis.
• Incident attendance, forensic case work or additional travel requires separate written approval and commercial agreement.
• The adviser cannot initiate or approve payments, administer access, direct investigations or take personnel decisions.
• Sensitive cases and detection logic are handled on a strict need-to-know basis under management protocols.
• Provider and financial interests relevant to payment controls must be disclosed throughout the appointment.

Application

Applications for this mandate are received in one way only: through the India Board Terminal's application process. It is automated end to end. Your Executive Passport travels to the mandate holder in its confidential form, your answers to the three questions below are read before anything else in your file, and every stage that follows is recorded on your applications page.

There is no address to write to and no intermediary to call. The mandate holder reads what the Terminal delivers and nothing else, which is what keeps the process the same for every applicant and keeps your name out of it until you release it. Applications close on 5 October 2026. Mandate reference FNA-ADV-2026-TYO-20.