ATM and POS Contract Leakage and Settlement Exposure Lead

The mandate

The problem is that ATM and POS commercial terms are not consistently reconciled to actual fees, service credits and settlement exposures. The consultant will diagnose leakage and produce an evidence-backed decision package for agreed contract families. The assignment is not an instruction to accuse counterparties or recover a predetermined amount.

Deliverables are a contract-to-finance obligation map, a tested leakage register and settlement exposure scenarios with owner action files. Calculations must distinguish contractual entitlement, operational evidence and amounts that remain disputed. The sponsor should be able to decide what to validate, negotiate or correct without the consultant presenting a hypothesis as an established receivable.

Settlement analysis occupies four months, beginning on 19 October 2026 and concluding on 18 February 2027. By 23 November, milestone one provides sampled contract and settlement reconciliation. By 11 January, milestone two delivers tested leakage hypotheses and exposure scenarios. The 18 February final milestone includes validated files, limitations and analyst transfer. Delivery requires four days weekly.

The CFO and commercial finance sponsor accept the work. They must reproduce selected fee and credit calculations from authorised clauses and operating records, understand settlement timing effects and identify the owner and prerequisite for each action. Unsupported hypotheses remain visible as unresolved findings. Final acceptance cannot depend on a recovery outcome that requires counterparty negotiation outside this scope.

The sponsor supplies authorised agreements, fee histories, settlement records and nominated operating reviewers. Mumbai is primary, with planned infrastructure-owner sessions. Contract renegotiation, legal opinions, collections and treasury dealing are excluded. New contract families with materially different charging mechanics need approved scope control before analysis expands beyond the fee and date.

What you will own

• Map fee, credit and settlement obligations from selected contracts, retaining the clause and operating event needed to support each financial calculation.
• Reconcile sampled billed and settled amounts to the obligation map, separating source defects, timing differences and potential commercial leakage in the baseline.
• Test leakage hypotheses with contract and operational owners, rejecting ideas whose apparent benefit depends on unsupported interpretation or incomplete event evidence.
• Build settlement exposure scenarios that distinguish contractual timing from actual delays, explaining when a variance creates funding pressure rather than a recoverable entitlement.
• Prepare action files with evidence strength, responsible owner and decision prerequisite, preventing the register from becoming an unqualified list of claimed recoveries.
• Validate the package through fresh contract cases, documenting where different charging mechanics require a new rule rather than silent extension of the original model.
• Transfer the calculation method and maintenance register to finance users, requiring independent reproduction of a fee and exposure case before final acceptance.

Candidate qualifications

• Show hands-on commercial finance or contract assurance work in ATM, POS or analogous infrastructure services. Explain a clause-to-finance reconciliation and the evidence that separated genuine leakage from a timing or interpretation issue.
• Demonstrate settlement and liquidity analysis using actual operating records. Candidates should describe a delayed or corrected flow and how its financial consequence differed from the apparent contractual variance.
• Provide a diagnostic where a proposed recovery was rejected or qualified. Explain the missing evidence, the conclusion delivered and why professional honesty mattered more than reaching a predetermined savings target.
• Evidence consulting acceptance that did not depend on negotiation or collection outside scope. Show the reproducible calculation, authorised acceptor and internal user transfer that established deliverable completion.
• Be capable of handling sensitive contracts and payment records through minimised authorised access. Professional finance judgement and source lineage are required; legal interpretation, counterparty negotiation and treasury execution powers are not conferred by this project or assumed from prior CFO experience. Explain how you preserved a disputed contractual entitlement in the action register without recognising it as an established recovery. The file should show the operating evidence missing, the authorised owner of the next validation step and the financial scenario that remains conditional.

Application

Applications for this mandate are received in one way only: through the India Board Terminal's application process. It is automated end to end. Your Executive Passport travels to the mandate holder in its confidential form, your answers to the three questions below are read before anything else in your file, and every stage that follows is recorded on your applications page.

There is no address to write to and no intermediary to call. The mandate holder reads what the Terminal delivers and nothing else, which is what keeps the process the same for every applicant and keeps your name out of it until you release it. Applications close on 7 October 2026. Mandate reference PCT-CON-2026-IND-11.