Farida QelzariChief Human Resources Officer · Essays & perspective

Farida Qelzari · Chief Human Resources Officer · India

Learn what a completed personnel file cannot tell you

CHAPTER 1 · Jan 2022 — Present

Chief Human Resources Officer

Lorqavi General Assurance

Sector
General-insurance people leadership
Ownership
Domestic industrial group 62%, growth-capital investor 38%; no personal holding
Company scale
₹1,120 crore gross written premium, FY ending March 2026; ₹82 crore group employee cost is a separate measure
Employees
520 company employees
Geography
Vijayawada headquarters and eighteen branches
Reporting to
CEO Sanjay Zorqethi
Team
Twenty-eight HR colleagues through four heads
Financial scope
₹4.9 crore FY2026–27 people-function expense; technical insurance permissions remain separately assigned

Mandate

Make specialist careers and employment processes reflect contribution, relevant evidence and responsible use of personal information

Outcomes

  • Created fourteen specialist appointments within a 24-role review
  • Resolved 28 previously incomplete employment checks without treating verification as appointment
  • Reduced feedback reporting where combined views could identify respondents
  • Funded return arrangements while retaining three unfinished placements in the account

Decisions in context

I became CHRO in January 2022 and now lead 28 HR colleagues through four heads. My ₹4.9 crore FY2026–27 function account is distinct from the company's ₹82 crore FY26 employee cost and ₹1,120 crore gross written premium. I report to Sanjay and present people matters to directors without holding a statutory seat. The role has required me to correct processes I previously supported, including a grade framework that encouraged artificial management teams and survey filters that made small groups recognisable. The cases also retain unfinished work: nine verification cases remained unresolved and three returning employees still had temporary assignments under review. I want the people account to be specific enough for colleagues to challenge its conclusions. A first external board role would require a different relationship to management authority, appropriate preparation and consent, and an honest assessment of the time available alongside this continuing appointment.

Reason for the move

Current role; considering one first external board appointment

CHAPTER 2 · Jul 2016 — Dec 2021

Head of People

Lorqavi General Assurance

Sector
General-insurance organisation and people services
Ownership
Privately held corporate-backed insurer
Company scale
₹610 crore gross written premium, FY ending March 2017
Employees
330 company employees at promotion
Geography
Indian branch network and Vijayawada people function
Reporting to
Chief Operating Officer
Team
Nineteen HR colleagues through three leads
Financial scope
₹2.7 crore annual people-function expense

Mandate

Establish consistent employment arrangements across a growing specialist organisation

Outcomes

  • Introduced a common grade framework whose supervisory assumptions were later revised
  • Connected branch employment questions with central people services
  • Prepared organisation-wide recommendations for executive discussion

Decisions in context

The head-of-people appointment began in July 2016 with nineteen colleagues and three leads. The function operated within ₹2.7 crore annual expense in a 330-person insurer recording ₹610 crore gross written premium for FY ending March 2017. I wanted managers across branches to use consistent employment arrangements, and I supported a grade framework that made supervisory responsibility a prominent sign of progression. That decision helped some comparisons while creating a distortion I would later have to correct: managers began proposing reports for specialists whose work did not require them. The experience remains part of my account because a later improvement should not erase my responsibility for the earlier design. I also learned to distinguish the apparent simplicity of a central rule from its effect in a particular team. Promotion to CHRO widened the audience for those questions and made the cost and consequences of the people system more directly part of enterprise discussion.

Reason for the move

Promoted to chief human resources officer

CHAPTER 3 · Mar 2010 — Jun 2016

People Partner

Lorqavi General Assurance

Sector
General-insurance people partnering
Ownership
Privately held domestic insurer
Company scale
₹220 crore gross written premium, FY ending March 2011
Employees
190 company employees at entry
Geography
Indian branches and a shared people-services group
Reporting to
Head of Human Resources
Team
Ten HR colleagues coordinated across assignments
Financial scope
₹85 lakh annual people-service expense; no underwriting or claims delegation

Mandate

Translate specialist employment needs into workable people arrangements without taking over technical decisions

Outcomes

  • Learned how specialist contribution differs from supervisory span
  • Coordinated people services with authorised insurance leaders
  • Completed part-time postgraduate HR study in November 2011

Decisions in context

I joined Lorqavi in March 2010 after almost thirteen years in business-services administration. The insurer had 190 employees and ₹220 crore gross written premium for FY ending March 2011. I coordinated ten HR colleagues within ₹85 lakh annual people-service expense, reporting to the head of HR. The move required me to learn a specialist business without assuming that a general employment framework explained every responsibility. Technical colleagues could carry significant judgement without supervising many people, and their professional permissions were not mine to assign through a title. Part-time postgraduate study at Durqavi Personnel Institute, completed in November 2011, helped me examine organisation and reward questions while remaining in employment. The role introduced a tension that would recur throughout my career: a central process should support relevant decisions without forcing different kinds of work into the same convenient description. The head-of-people appointment gave me broader responsibility for resolving that tension.

Reason for the move

Promoted to head of people

CHAPTER 4 · Jun 2003 — Feb 2010

HR Services Lead

Zavqeli Business Services

Sector
Business-service employment administration
Ownership
Privately owned service company
Company scale
₹26 crore company fee revenue, FY ending March 2004
Employees
150 company employees at promotion
Geography
Indian client-service offices and a central administration group
Reporting to
Head of Administration
Team
Eight HR service colleagues
Financial scope
₹39 lakh annual HR services expense

Mandate

Provide reliable employment administration while identifying what an incomplete record actually meant

Outcomes

  • Connected routine employment queries with their underlying evidential purpose
  • Coordinated verification requests without deciding suitability from a single document
  • Built experience leading a small service team

Decisions in context

I became HR services lead in June 2003, with eight colleagues and ₹39 lakh annual function expense. Zavqeli employed 150 people and earned ₹26 crore in fees for FY ending March 2004. The work involved employment records, routine queries and coordination with managers. I learned that a completed reference and a useful reference were not necessarily the same thing, and that a delayed reply could create a barrier unrelated to a candidate's actual conduct. My role did not include deciding every appointment or waiving essential requirements. It involved preparing a relevant account for the people who held those responsibilities. Leading a small service team also made me attentive to the burden created by repeated requests whose purpose had become unclear. I moved to Lorqavi to apply that experience in a business where specialist roles and professional authority would require a deeper understanding of the work behind the employment process.

Reason for the move

Moved into insurance people partnering to work with a more specialised workforce

CHAPTER 5 · Jul 1997 — May 2003

Personnel Records Coordinator

Zavqeli Business Services

Sector
Personnel records and service administration
Ownership
Privately held business-services firm
Company scale
₹12 crore company fee revenue, FY ending March 1998
Employees
85 company employees at entry
Geography
Indian personnel administration office
Reporting to
Administration Supervisor
Team
Member of a six-person administration group; no direct reports
Financial scope
No independent spending or hiring authority

Mandate

Maintain accurate personnel records and prepare unresolved questions for supervisory review

Outcomes

  • Learned the difference between a missing record and an adverse conclusion
  • Prepared employment administration under supervision
  • Developed an interest in the purpose behind recurring process requirements

Decisions in context

I completed psychology in May 1997 and joined Zavqeli that July. The company employed 85 people and earned ₹12 crore in service fees for FY ending March 1998. I worked in a six-person administration group, with no direct reports, hiring authority or delegated spending. Accuracy mattered because a record could affect pay, an appointment or a person's next conversation with a manager. I learned to distinguish a missing item from the conclusion someone wanted to draw from it, while remaining clear that my role was to prepare the facts for supervisory review. The work did not make me an expert in every employment question. It gave me a reason to ask what a form was intended to establish and whether the available material answered that question. Promotion to HR services lead widened the responsibility from maintaining my own records to helping a team provide a reliable and relevant service to colleagues.

Reason for the move

Promoted to HR services lead

What I am looking for next

I am interested in one first external board appointment where the people agenda includes specialist careers, fair evidence standards and responsible employee listening. I would continue as CHRO of Lorqavi, so the role must fit a realistic calendar and survive a careful review of employment and commercial relationships. Twenty-five days is a provisional annual allowance, including preparation and committee work, to be tested against the particular mandate. My fictional IICA registration was completed in June 2026 and the proficiency assessment passed in September; I am not presenting an exemption or an existing statutory directorship. I would want induction that helps me understand the proposed company's work before recommending familiar HR methods. A useful contribution would be to ask whether an employment system rewards the intended behaviour and whether its evidence supports the conclusion directors are being asked to accept. I would seek a chair who welcomes that practical scrutiny while expecting me to contribute to collective judgement, learn from other directors and respect management's responsibility for individual employment decisions.