01
The person missing from the product demonstration
I would introduce the fictional account-opening prototype I approved in 2004, then ask participants whose work the demonstration leaves out. The pilot’s 120 businesses included fifty-six with two-person internal approval mandates, and thirty-eight of those were blocked by the single-approver flow. The workshop would explore pending approval, decline, retry and an assisted route as parts of the product rather than inconvenient exceptions. I would retain my responsibility for favouring the easy path and explain why the correction did not establish that every blocked business subsequently completed opening. Participants would work with an invented journey, without sharing customer applications or actual bank procedures. The proposed discussion would not prescribe a universal approval rule or suggest bypassing relevant checks. It claims no delivered event. Its purpose is to help a team define completion through the customer’s real task, including necessary participants who do not act at the same time.