Miriam TezvathiChief Product Officer · Essays & perspective

Miriam Tezvathi · Chief Product Officer · India

Examine the commitments a product makes appear simple

My contribution to a board

I would help a board examine the assumptions its product asks customers and other participants to accept. A simple flow can conceal different household stages, an employer's view can imply excessive access, and a saved quotation can look current when the provider has not renewed it. Those are enterprise questions about the proposition and its consequences, not merely interface details. My executive record includes the single-date model I approved before research showed its limits. I would bring that changed judgement into the discussion rather than present product clarity as something I had always achieved. My experience is executive presentation, with no statutory-director service. I would need to learn the proposed business beyond its screens and work with complementary financial, legal and operating colleagues. The contribution should help directors test management's reasoning while keeping research, design and service execution with the executives accountable for them.

My first year on a board

I would begin induction by following the proposed enterprise's customer proposition through its operating and financial consequences. With the chair's agreement, I would listen to service, commercial, finance and legal colleagues before interpreting a product problem through my own experience. A selected customer flow could help reveal who makes each decision and where the software's account differs from the work around it. I would study the board's authority and committee remit, and seek guidance in disciplines beyond product leadership. The first-year review should consider whether my questions improved a material judgement and whether I remained receptive when the business context challenged an assumption familiar from relocation planning. I would not measure contribution by the number of design observations made. Preparation, induction and follow-up must have room in the calendar, alongside meetings, for the role to support informed collective oversight.

Conflicts and their management

Before confidential material is shared, I would review connections involving Zevquri's ownership groups, employer clients, independent providers, technology suppliers and prospective counterparties. Employer consent and the effect of repeated exclusions require consideration. The proposed appointment needs qualified assessment of independence under the Companies Act, any applicable SEBI LODR obligations, and the relevant committee and directorship conditions. My passed proficiency assessment does not replace that review. My provisional twenty-four-day allowance must be tested against preparation, induction, travel, the meeting programme and unscheduled demands. Private household records and unpublished provider arrangements from my executive work would remain with their authorised owners. I would decline a seat if relationships or workload prevented a useful contribution, even where the customer problem initially appeared well matched to my experience. Disclosure is necessary to the discussion but cannot make an impractical conflict or an unrealistic calendar disappear.

My independence statement

Relationships through Zevquri's founders, strategic investor, employee vehicle, employer clients, providers and technology suppliers require assessment. No personal allocation does not by itself establish independence for a board role.

Judgement in practice

01

Ask whose situation the product's simplest model excludes

Our thirty-two-household study found twenty-one phased moves and eleven single-stage moves. We spent ₹39 lakh changing a planner I had approved around one date. A separate twelve-household pilot produced nine unassisted planning completions and three requiring help. I would ask a board whether management understands which customer situations its core model can represent and which it pushes into support or inaccurate answers. The study does not establish universal preference, and the pilot does not demonstrate completed moves. Directors can examine the cost and purpose of the redesign without choosing every field. The useful question is whether the product's simplification supports the actual proposition or makes customers carry work that the enterprise's own account has failed to recognise.

02

Separate the sponsor's purpose from the user's private account

Seventeen of forty-eight prototype employer views included household-inventory detail beyond the intended scope. A ₹24 lakh programme corrected sixteen and withheld the remaining preview. I would ask directors how the enterprise distinguishes the payer, the user and the people described in its records. The case was a design review, not real household data disclosed to an employer. Qualified privacy, legal and commercial owners retained the relevant assessment. A board can examine whether the business proposition depends on unnecessarily broad visibility, and whether a narrower view still supports the sponsor's legitimate purpose. That is oversight of the relationship and its risks, not an instruction for directors to administer access permissions or assume that a corrected prototype proves every future arrangement appropriate.

03

Preserve user effort without implying a renewed provider commitment

In thirty-four prototype sessions, twenty-one users expected an old provider price to remain current when a paused plan resumed. We spent ₹29 lakh separating historical quotations from fresh confirmation. A later thirty-user exercise found twenty-five understanding the distinction and five needing support. I would ask a board how the product makes clear which parts of a saved account remain usable and which depend on another party. The groups do not prove a controlled improvement, and resuming a plan does not book a move or renew a provider's terms. Directors can examine the commercial promise and the continuing support burden while providers and executives retain their actual commitments. A convenient return path should not make the enterprise's product appear to hold authority it does not possess.

Committee contribution

Chair and member readiness
CapacityCommittees
Ready to joinRisk committee examining material customer promises and participant permissions, after eligibility review and induction · Strategy committee considering product scope and service relationships

Capacity and preferences

Time available
24 days per year
Current directorships
0
Sectors
Customer-product enterprises · Software supporting several participant groups · Service-coordination businesses
Company type
An enterprise whose board examines the customer proposition alongside operating, financial and legal responsibilities
Company stage
Reconsidering the product's core assumptions or expanding the relationships it supports

The seat I am pursuing

I seek a first external contribution with a customer-product or service-coordination enterprise willing to examine the assumptions inside its commercial promise. Risk or strategy committee participation may fit after the relevant review and induction; I do not claim readiness to chair immediately. The board should combine financial, legal and operating strengths and expect a product specialist to learn the wider enterprise. I would value a setting where an unresolved task or a narrower participant view can be discussed without being hidden behind a broad success claim. My registered and assessment-passed position would be described accurately, alongside the absence of statutory experience. The contribution I want to make concerns the relationship between a useful product and the responsibilities it represents. Management would retain accountability for design and delivery, while the board examines whether the proposition, resources and evidence support the commitments the business is making.

Board and committee exposure

Presented to the Board or a committee

Zevquri Move Planning

Executive presentations on household product design, sponsor relationships and service support; no statutory or committee seat

February 2021 onward

Presents product recommendations through CEO Arun Qelzuni. The exposure describes executive participation, not an appointment as a statutory director.

Governance learning and readiness

IICA Independent Directors’ Databank: Proficiency assessment passed

In this fictional career, IICA databank registration began in March 2026 and the proficiency assessment was passed in September 2026. No exemption is claimed; the passed assessment does not establish appointment eligibility or fit by itself.

  • Study the proposed enterprise's financial responsibilities and governing framework
  • Develop committee knowledge beyond executive product presentations
  • Understand how its customer, provider and sponsor relationships differ from relocation planning