From the study / A considered perspective
Modernisation3 min read
Modernisation begins with a business capability
An application replacement is easier to describe than the business change it is meant to enable.
[1]Read the complete essay ↗
On the reading table
- [2]
Cyber resilience · June 2026
- [3]
Data · March 2026
- Applications retired
- 62%
- Simplified estate in three years
- Core platform availability
- 99.98%
- Through a full modernisation
- Run-cost released
- ₹740 Cr
- Reinvested in digital products
- Countries on one ERP
- 14
- From nine legacy systems
Beyond the page
The record behind the perspective.
In the boardroom
- Westmoor Housing FinanceIndependent Director · 2022 — Present
- The Digital Public Goods CouncilAdvisory Board Member · 2020 — Present
Recognition
- CIO 100The Technology Leaders Review · 2024
- Digital Transformation of the YearThe Enterprise Technology Awards · 2022
In conversation
- “Retiring 600 applications without breaking the business”The Technology Leaders Review · 2025
- “What boards should ask about cyber resilience”The Boardroom Review · 2024
- “Episode 98 — Technology debt is a strategy decision”The Leadership Ledger podcast · 2023
Made technology a boardroom conversation about outcomes, not acronyms.
Priya RamanChair, Risk Committee, Westmoor Housing FinanceThe full record ↗Continue the conversation
Ideas are tested in conversation.
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