Harpreet VelqethiChief Information Officer · Essays & perspective
Commercial-insurance employer
680 employees
Twenty-two branches; ₹1,540 crore FY26 gross written premium
Technology organisation
72 employees
Five heads and eighteen contractors counted separately
First external appointment under consideration
0 statutory seats
July 2026 fictional IICA registration; assessment preparation continuing

A repeated message is not always a repeated decision

The service desk saw two requests with the same amount and wanted to remove one. Operations saw two legitimate instructions from the same customer. Elsewhere, a message had been sent again because the first response never arrived. Those situations looked similar in a technical list and required different treatment. My work as CIO is to make the distinction explicit before a convenient system rule supplies an answer the business never intended.

I am Harpreet Velqethi, a Patiala-born technology leader at the fictional Qorzuni Commercial Assurance in Bhubaneswar. The insurer employs 680 people across twenty-two branches and central functions, with ₹1,540 crore gross written premium for FY ending March 2026. A domestic investment firm owns 57% and an industrial group 43%. I have no personal holding or statutory directorship. My team comprises 72 employees through five heads and eighteen separately counted contractors. The FY2026–27 remit includes ₹18.4 crore operating expense and ₹6.7 crore approved change investment. Meena Qarvani is my reporting line; Dinesh Dovqari and the relevant specialists own the business decisions our systems support.

My recent cases concern the meaning beneath a technically neat record. We separated a retry from a new instruction, checked proposed customer merges rather than trusting a shared office address, preserved both the effective date and the recording date of an approved change, and tested whether colleagues could complete work without a mouse. Each project had a cost and a boundary. A receipt record did not decide policy cover, an unresolved match was not a fraud finding and a successful keyboard test did not certify the entire service as accessible.

Similar requests needed different answers

A reviewed group of 238 messages contained 142 retries, 84 distinct instructions and twelve cases requiring reconciliation. Matching the amount alone could not distinguish them.

The shared address concealed separate customers

Of 740 proposed record merges, 196 concerned the same entity, 487 distinct entities and 57 unresolved matches. Review cost ₹62 lakh.

Completion included the way a colleague operated the page

Twenty-one of sixty tasks were initially blocked during keyboard-only review. After changes, 56 passed and four still needed an assisted route.

Current focus

Making transaction intent, customer identity, business time and practical operability visible in the definition of a reliable insurance system.

Conversations I welcome

A first board role where directors want technology judgement connected to business meaning and the limits of the evidence presented.

Beyond the page

The record behind the perspective.

Formation

  • Bachelor of Science in Computer ScienceBelqethi Computing College · 1994
Harpreet kept the 57 unresolved customer matches in the account. The proposed consolidation became a decision about which identities we could responsibly combine, rather than a promise to remove every similar-looking record.
Meena QarvaniCEO, Qorzuni Commercial Assurance; fictional colleague
The full record ↗

Contact

A first board role where directors want technology judgement connected to business meaning and the limits of the evidence presented.

  • Board appointments
Write to Harpreet Contact page