Morgan CarterChief Marketing Officer · Essays & perspective

Morgan Carter / Chief Marketing Officer

Three arguments about what a bank's advertising owes its readers

Perspectives from a life in leadership.

The archive.

Trust in a confidence event

  1. Trust in a confidence event5 min read

    During a deposit scare, stop advertising and start publishing

    When depositors are frightened, reassurance reads as alarm and a rate special reads as need. A bank should suspend its advertising, publish within a day the figures depositors are asking about and keep its offers until the fear has passed.

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Finance creators and compliance

  1. Finance creators and compliance5 min read

    Pay a finance creator for the hour, never for the account

    Per-account bounties turn every creator's video into a sales pitch and leave the firm's review as an afterthought. Banks and brokers that work with creators should pay flat fees, approve and archive every paid post, and judge the programme by the accounts that last.

    Open essay

Fair lending in digital marketing

  1. Fair lending in digital marketing5 min read

    An optimised mortgage campaign inherits the bank's old map

    Bidding software and modelled audiences learn where a bank's borrowers already live and spend its budget there. A chief marketing officer should treat the geography of credit advertising as a fair-lending control, report it to the people who own fair lending and pay for the reach an algorithm will not choose.

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